Disclaimer

[Last updated: 21 July 2020]

If you require any more information or have questions about our website or this disclaimer, please feel free to contact us at melissa@talkingmoney.net.au.

Disclaimer

This website, its content and our services are provided on an ‘as is where is’ basis and any use or reliance you make of our them is done so at your own risk. We will not be liable for any loss or damage suffered by you or a third party arising from your use of our website or services.

You agree:

  • Use of our website does not form a contract between us.
  • While we endeavour to keep content on the website and within our services relevant, we make no warranty about the completeness, accuracy, reliability, suitability or availability of the website or the content, services or information contained on or available via the website.
  • Where we provide links on our website to third party sites, the links are provided solely for your convenience. Third party websites are beyond our control, we do not endorse their content and accept no responsibility for the content or other material that may be contained on the third party sites or any use you make of them. When you leave our website, other websites have their own terms of use and privacy policy, which you should read and understand before use.
  • All material on our website or provided via our services is protected by copyright. We own, or have the right to use, the copyright unless indicated otherwise. Our intellectual property is an important asset of our business and we take active steps to protect it.
  • While we aim for smooth operation of our website, we make no warranty that it will be available, error free or virus free. We reserve the right to change, remove or terminate the website or parts of it without notice.

You acknowledge that we are not licensed financial planners or advisors or qualified accountants and cannot provide financial advice.

The content on our website and within the services we offer is made available in good faith and for general informational and educational purposes only. Where we talk about improving your financial circumstances, this is general information only and may not be able to be replicated for your specific circumstances. Case studies or examples provided may not be typical. Any information we provide is general only and does not consider your specific circumstances. You are solely responsible for any use you make of the material provided.

Where we do consider your circumstances during coaching, we are not providing financial advice. We are more interested in the ‘whys’ behind your current circumstances, clearing emotional blocks around money and providing strategy for you moving forwards. We rely on information you disclose to us and are not responsible for errors or omissions made by you nor are we required to consider information, laws, facts or circumstances outside of what you have disclosed. We take no responsibility for third party contracts you have entered into including any penalties you incur if you terminate a third party contract based on information we have provided to you.

You should not rely on information provided by us or make changes to your circumstances without first undertaking your own independent research and/or obtaining professional advice if required.

We cannot guarantee that your objectives will be met or that your results will be consistent or improve. Each person comes to us with different circumstances, skills and attitudes, all of which can impact on their outcomes.

Consent

By using our website and services, you agree to the terms of this disclaimer. If you do not agree, please do not use our website or services.

Update

We may update the terms of this disclaimer from time to time. We have included a ‘last updated’ date at the top to help you keep track of any changes and you should check back regularly for any updates.

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